TERMS OF SERVICE
Last updated July 14, 2026
These Terms of Service ('Terms') govern your access to and use of Vesta, a privacy-first personal finance application for couples and families, available at https://tryvesta.app and https://app.tryvesta.app (the 'Service').
The Service is operated by Sergio Arranz Gonzalez, a sole proprietor doing business as Vesta ('we', 'us', or 'our'), located at Calle de los Frailes, 20, Colmenar Viejo, Madrid 28770, Spain. You can contact us at masye.dev@tryvesta.app.
By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Service.
1. ELIGIBILITY
You must be at least 18 years old, or the age of legal majority in your jurisdiction, to use the Service. By using the Service, you represent that you meet this requirement.
2. YOUR ACCOUNT
To use the Service you must create an account with a valid email address and a password. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorised use of your account.
3. THE SERVICE
Vesta lets you track income, expenses, and wealth manually. Vesta does not connect to bank accounts, does not import financial data from third parties, and does not display advertising. The data you enter belongs to you.
Not financial advice. Vesta is a record-keeping and visualisation tool. Nothing in the Service constitutes financial, investment, tax, or legal advice. Any figures, reports, or summaries shown by the Service are derived solely from the data you enter, and you are responsible for verifying their accuracy before relying on them for any decision.
4. SUBSCRIPTIONS, BILLING, AND PAYMENTS
Certain features of the Service require a paid subscription, available on a monthly or yearly billing cycle.
Merchant of Record. All payments are processed by Paddle.com Market Ltd ('Paddle'), acting as Merchant of Record. When you purchase a subscription, your contract of sale is with Paddle, and your purchase is also subject to the Paddle Buyer Terms. Paddle handles payment collection, invoicing, applicable taxes, and refunds. We never receive, store, or have access to your card details.
Automatic renewal. Subscriptions renew automatically at the end of each billing period until cancelled. Paddle will charge the payment method on file at the then-current price. If the price of your subscription changes, you will be notified in advance and, where required by law, asked for consent before being charged the new price.
Cancellation. You may cancel your subscription at any time from within the Service or through the subscription management link in your Paddle receipt email. Cancellation takes effect at the end of your current billing period: you keep full access to paid features until that date, and you will not be charged again. We do not provide partial refunds for the remainder of a billing period, except as described in our Refund Policy or where required by law.
End of subscription. When a subscription ends (whether by cancellation or non-payment), premium features are disabled for the account owner and any invited member, and any invited member is removed from the shared space. Your data is always preserved: ending a subscription never deletes the financial data you or your invited member entered. If you resubscribe, you may re-invite a member to your shared space.
5. SHARED SPACES
Paid subscriptions include the ability to create a shared space and invite one other person by email. By using shared spaces, you acknowledge that:
- Members of a shared space can see the financial data recorded in that space. Only invite people you trust with this information.
- Transactions recorded in a shared space belong to the space and remain associated with the subscription owner's account.
- If the owner's subscription ends, the invited member is removed from the shared space and loses access to premium features, as described in Section 4.
6. YOUR DATA
You retain all rights to the data you enter into the Service. We claim no ownership over it. We process your data only to provide the Service, as described in our Privacy Policy. We do not sell your data, we do not share it with advertisers, and we never will.
You may request deletion of your account and data at any time by contacting us. Upon deletion, your data is removed from our active databases as described in our Privacy Policy.
7. ACCEPTABLE USE
You agree not to:
- Use the Service for any unlawful purpose or in violation of these Terms;
- Attempt to gain unauthorised access to the Service, other users' accounts, or our systems;
- Interfere with or disrupt the integrity or performance of the Service, including by probing, scanning, or testing its vulnerability without our written consent;
- Reverse engineer, decompile, or attempt to extract the source code of the Service, except where such restriction is prohibited by law;
- Resell, sublicense, or provide the Service to third parties as a service bureau or otherwise.
8. INTELLECTUAL PROPERTY
The Service, including its software, design, logos, and content (excluding the data you enter), is owned by us and protected by intellectual property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to use the Service for your personal, non-commercial purposes.
9. AVAILABILITY AND CHANGES TO THE SERVICE
We work to keep the Service available and reliable, but we do not guarantee uninterrupted availability. We may modify, add, or remove features of the Service. If we discontinue the Service entirely or materially reduce paid functionality, we will give reasonable advance notice and you will be able to export or request a copy of your data.
10. TERMINATION
You may stop using the Service and delete your account at any time. We may suspend or terminate your access to the Service if you materially or repeatedly breach these Terms, or if we are required to do so by law. Where reasonably possible, we will give you prior notice and an opportunity to remedy the breach, and you will be able to request a copy of your data.
11. DISCLAIMER OF WARRANTIES
To the maximum extent permitted by law, the Service is provided 'as is' and 'as available', without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Nothing in this section affects warranties or guarantees that cannot be excluded under the mandatory consumer protection laws of your country of residence.
12. LIMITATION OF LIABILITY
To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, or data, arising out of or related to your use of the Service. Our total aggregate liability for all claims relating to the Service will not exceed the amount you paid us (through Paddle) for the Service in the twelve (12) months preceding the event giving rise to the claim.
Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud, or for death or personal injury caused by negligence. If you are a consumer in the European Union or the United Kingdom, you retain all rights granted by the mandatory consumer protection laws of your country of residence, and nothing in these Terms reduces those rights.
13. CHANGES TO THESE TERMS
We may update these Terms from time to time. The updated version will be indicated by an updated 'Last updated' date at the top of these Terms. If we make material changes, we will notify you by email or by a prominent notice within the Service before the changes take effect. Your continued use of the Service after the changes take effect constitutes acceptance of the updated Terms. If you do not agree with the updated Terms, you may cancel your subscription and stop using the Service.
14. GOVERNING LAW AND DISPUTES
These Terms are governed by the laws of Spain. If you are a consumer residing in the European Union or the United Kingdom, you also benefit from any mandatory provisions of the law of your country of residence, and you may bring proceedings in the courts of your country of residence. Before initiating any formal dispute, we encourage you to contact us at masye.dev@tryvesta.app — most issues can be resolved quickly and informally.
15. MISCELLANEOUS
If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms is not a waiver of that right or provision. These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and us regarding the Service.
16. CONTACT US
If you have questions about these Terms, you can reach us at:
Sergio Arranz Gonzalez (doing business as Vesta)
Calle de los Frailes, 20
Colmenar Viejo, Madrid 28770
Spain